Thanks to the stimulus check and student loan deferment, I have some extra money on hand than I normally would. I'm wondering if I should take advantage of this deferment period to make a large lump sum payment to my loans or if I should keep that money on hand for another purpose (like down payment on a home). Note--I'm currently working for a non-profit and hoping for loan forgiveness, but not sure if I'll make it to ten years at a non-profit to qualify)