Job Details
With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities, and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.
At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.
Join #TeamAmex and let’s lead the way together.
How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.
The Fair Lending Quantitative Manager role is part of a centralized team responsible for administering a comprehensive Fair Lending regulatory compliance program for American Express. The Fair Lending Program Office (FLPO) is responsible for performing quantitative analysis, business process reviews, and other activities in to ensure American Express’ impartiality in lending in accordance with fair lending laws and regulations. The incumbent will play a critical role in ensuring that compliance risks are adequately identified, assessed, monitored, and controlled, and will be expected to build collaborative relationships within Compliance as well as with affiliate partners such as Credit and Fraud Risk, Marketing, and Product teams.
How will you make an impact in this role?
- Conducting fair lending statistical testing in Python (including t-tests, linear and logistic regression models) to analyze fair lending risk within the end-to-end credit lifecycle (marketing/solicitation, underwriting, line management, servicing, loss mitigation, and collections)
- Collaborating with business partners to understand complex, technical systems, business processes, data structures, and AI/ML modeling methodologies to facilitate effective fair lending analysis
- Work with affiliate partners to obtain data, including appropriate data scoping and executing quality control measures
- Summarize in written form the results of statistical analysis
- Present results of statistical analysis to key partners and leaders in Compliance, the Bank, and Affiliate Management
- Review new or revised business initiatives to provide fair lending guidance (such as credit risk rules, marketing rules, and model adjustments)
- Support the ongoing development and activities of the Fair Lending team and perform other duties as assigned, including ad hoc support of regulatory exams and internal audits.
Minimum Qualifications
- Bachelor’s Degree or equivalent experience in statistics, mathematics, economics (or related field)
- Strong experience with Python environment and libraries including experience in manipulating large datasets and samples
- Technical experience with analytic coding techniques, visualization tools, and creating reporting dashboards
- Aptitude for working with data, interpreting results, business intelligence, and analytic best practices
Preferred Qualifications
- Master’s Degree or equivalent experience in statistics, mathematics, economics (or related field)
- Fair lending analytical experience is preferred, but not required
- Working knowledge of statistical/data mining analysis tools, relationship databases and programming languages within the Big data environment
- Visualization tools like Tableau and Power BI; excellent MS Word, Excel, and PowerPoint skills.
- Ability to break-down a complex problem into components, solve them using data analysis, process knowledge and risk/control knowledge, and communicate data analysis results with transparency and integrity
- Strong written and verbal communication skills and ability to lead and manage multiple projects
Salary Range: $90,000.00 to $165,000.00 annually + bonus + benefits
The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.
We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:
- Competitive base salaries
- Bonus incentives
- 6% Company Match on retirement savings plan
- Free financial coaching and financial well-being support
- Comprehensive medical, dental, vision, life insurance, and disability benefits
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site.
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.
If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.
Our differences are what shape the world, and we’re committed to ensuring everyone is seen, heard, and feels like they truly belong. That’s why... Read more