At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. 

Skills and Competencies
• Minimum 5 years of work experience in financial system development or structured finance front-, middle-, or back-office preferred. This experience would preferably include an understanding of the servicing of financial services assets,
• Previous exposure to Structured Finance, preferably on the issuer side (side mortgages, auto loans, servicing loans, originating loans, and/or securitization of loans)
• Experience in structured finance products such as credit card receivables, auto loans and leases, residential mortgages, etc.
• Working knowledge of Relational Database Management Systems (RDBMS) concepts.
• Clear written and verbal communication skills with an ability to communicate complex business and technical concepts to a senior audience.
• Track record of successful and timely delivery of technical projects preferably in a fast-paced consultancy environment.
• Client focused orientation with the drive and enthusiasm required to achieve results and assume customer satisfaction.
• Understanding of System Development Life Cycle (SDLC)
• Experience working in complex multidisciplinary projects in a global and multicultural organization. 
• Experience with Moody’s proprietary systems (ABS Suite, Ki, ABS System) a plus.
• Prior experience modelling securitization structures, including master trusts a plus.
• Proficiency in VBA and/or Python preferred.
• Experience with SQL, complex financial modelling, or financial technology consulting preferred.

Education
Minimum Bachelor’s degree in Business, Finance, Computer Science, or a related field.

Responsibilities
• Define system interfaces, deal collateral import, and pooling processes within Moody’s Analytics products.
•Design trust and deal structures, including payment waterfall rules for various trust types (master trusts, owner trusts, grantor trusts).
•Develop tailored approaches for collateral servicing, pooling, investor reporting, and securitization accounting.
• Facilitate the use of technology-based tools and methodologies to review, design, and implement securitization products and services.
• Deliver regular updates to management and clients on project status, milestones, and outcomes.
• Communicate proactively with management regarding project assignments and resource utilization.
• Collaborate with Product Management to enhance Moody’s Analytics offerings.
• Advise clients on optimizing their securitization processes to meet contractual, regulatory, and compliance requirements.
• Document business requirements and translate financial concepts into analytical models.
• Create process maps and standard operating procedures to describe and improve client workflows.

About the Team
The Professional Services team provides for the implementation of Moody’s Analytics’ Issuer tools and Solutions. This may include customization of the solutions, as well as development of bespoke solutions, on-site installation, configuration and training services. We contribute to Moody’s by providing a product to the structured finance industry that fulfills the specialized requirements of securitization program administrators and issuers of asset backed securities.  This product has become the industry standard over the past two decades and represents a critical piece of Moody’s portfolio offerings to the structured finance industry as it not only provides invaluable utility to our clients, but also introduces Moody’s to organizations with needs in other sectors we serve. By joining our team, you will be introduced to the structured finance industry and work with client issuers in both front and back office operations.  From a business perspective, you will gain exposure to a wide range of asset classes and structured finance transaction structures.  From a technology perspective you will work with cutting edge data and analytics technology

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.