Visa U.S.A. Inc., a Visa Inc. company, needs a Software Engineer – Sr. Consultant level (multiple openings) in Highlands Ranch, CO to:

• Design code and systems that impact 40% of the global population, shaping Visa’s internal standards for scalability, security, and reusability.
• Collaborate cross-functionally to produce design artifacts and develop best-in-class software solutions across multiple Visa technical offerings.
• Contribute to product quality improvements, value-added service technologies, and new business flows within diverse agile environments.
• Develop robust, scalable products for a wide range of customers, including end-user merchants, B2B, and business-to-government solutions.
• Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later solutions.
• Enhance and modify existing software, ensuring code aligns with design specifications and adheres to security best practices.
• Propose and implement automation to improve system and tool efficiency, identifying high-impact opportunities for investment.
• Engage with product engineering teams and product owners, leading code/design reviews, hosting regular meetings, and participating in on-call rotations and incident responses throughout development and operations cycles.
• Apply back-end technical expertise and telemetry analysis to recommend scalable improvements in code, processes, and design, with a focus on customer and business objectives.
• Position reports to the Highlands Ranch, Colorado office and may allow for partial telecommuting.

Basic Qualifications:

Employer will accept a Bachelor’s degree in Computer Science, Computer Engineering, or related field and 8 years of progressive, post-baccalaureate experience in job offered or in a Software Engineering-related occupation.

Position requires experience in the following:

1. Proficiency in developing back-end code using programming languages such as Python, Java, C++, or PHP to support package and product development, including extending software capabilities.
2. Experience in designing and implementing Application Programming Interfaces (APIs) to enable interaction between software components, including those used in graphical user interface (GUI) development across various platforms.
3. Knowledge of and ability to use database software and systems to maintain, modify, and output structured data, including web-based applications and enterprise information systems.
4. Understanding of systems integration processes, including the combination of independently developed components or subsystems and resolution of interaction issues to ensure cohesive functionality.
5. Expertise in data structures, including data organization, management, and storage formats that support efficient access and modification, as well as the relationships and operations applicable to the data.
6. Proficiency in at least one general-purpose programming language, such as Java, C#, or C++, for application and service development.
7. Experience in building and deploying scalable, high-quality web applications and modern services.
8. Familiarity with modern development technologies, such as Angular, React, Kubernetes, and Docker.
9. Experience collaborating with cross-functional teams, including Product Management, Quality Assurance, DevOps, and Agile/Scrum teams, to support software development lifecycle activities.

Worksite: Highlands Ranch, CO

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Travel Requirements: This position does not require travel.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

U.S. APPLICANTS ONLY: The estimated salary range for this position is $164,112.00 to $230,200.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa will accept applications for this role until at least May 8, 2026.