About Citi Wealth

Citi Wealth is a premier global provider of financial solutions catering to affluent, high net worth, and ultra-high net worth clients. The Lending business offers a diverse product portfolio, including Securities Backed Lending (SBL), Commercial Real Estate (CRE), Aircraft, Art-backed Finance, and bespoke solutions for Private Bank clients.

Role Overview

The Wealth Credit Services (WCS) team is an integral part of Wealth Credit Management (WCM) which is dedicated to providing integrated, end-to-end credit underwriting, transaction, and portfolio management. WCM partner closely with all origination businesses within Citi's Private Bank and Wealth Management.

We are seeking an experienced and highly motivated professional to join our Wealth Credit Services team. WCS provide primary support to the Wealth Underwriting team, contributing significantly to deal closing activities, loan management, credit approval control, and credit activities that support underwriting execution.

Key Responsibilities:

As a key member of the Wealth Credit Services team, your responsibilities will include:

• Transaction Management: Manage pre-closing documentation and activities for efficient and compliant transaction execution.

• Data Integrity & Systems: Oversee credit data entry and maintain credit system updates for new credit lines, annual reviews, extensions, and amendments, ensuring accuracy and data integrity.

• Documentation Review: Conduct thorough reviews of loan and credit documentation to ensure strict compliance with credit approvals, regulatory requirements, and accuracy of critical data for reporting purposes.

• Covenant Monitoring: Track, monitor, and test financial and non-financial covenants to ensure ongoing adherence and mitigate risk.

• Collateral Management: Ensure all collateral-driven requirements are met and executed.

• Insurance Oversight: Monitor credit insurances, ensuring adequate coverage and continuous compliance.

• Risk & Issue Resolution: Proactively identify and escalate credit risks and issues, collaborating with appropriate stakeholders to drive timely and effective resolution.

• Process Improvement: Identify and implement process and control enhancements across the entire loan lifecycle, from front to back, to improve efficiency, effectiveness, and client experience.

• Project Leadership: Drive, and actively participate in strategic projects and working groups focused on enhancing performance, efficiency, and continuous improvement initiatives.

• Team Development: Mentor and develop junior team members, fostering a culture of continuous learning, growth, and high performance within the team.

Knowledge, Experience & Skills:

The ideal candidate will possess:

• Domain Expertise: Demonstrated expertise in loan products, loan operations, credit lending rules, and legal/credit documentation within a financial institution. Credit risk knowledge is an advantage.

• Data Management: Proven experience in managing and monitoring credit and transactional data, ensuring accuracy and compliance.

• Collaboration & Stakeholder Management: Very good collaboration and stakeholder management skills, with a proven ability to work effectively with cross-functional teams and senior leadership.

• Communication: Very good verbal and written communication skills, with the ability to articulate complex information clearly, concisely, and persuasively to diverse audiences.

• Attention to Detail: High attention to detail and accuracy in all tasks, especially in documentation and data handling.

• Analytical & Problem-Solving: Strong analytical and problem-solving capabilities, with the ability to identify complex issues, escalate appropriately, and implement effective solutions.

• Partnership Building: Demonstrated ability to build and maintain strong, productive partnerships with business line stakeholders.

• Adaptability: Adaptability and resilience to thrive in a dynamic, fast-paced environment where priorities can frequently shift.

Qualifications:

• Experience: 5-8 years of relevant experience in a large financial institution, preferably within credit lending, operations, underwriting support or risk management functions.

• Technical Proficiency: Proficiency in Microsoft Office, particularly advanced Excel skills for data analysis and PowerPoint for presentations.

• Education: Bachelor's degree in Finance, Business Administration, Economics, or a related field.

• Language: Fluent written and verbal English

We offer:

By joining Citi Solutions Center Poland, you will not only be part of a business casual workplace with a hybrid working model (currently up to 2 days working at home per week), but also (potentially, subject to final offer) receive a competitive base salary and enjoy a whole host of additional benefits which can include:

• Employer paid Defined Contribution Pension Plan contribution of 6% of employee’s pensionable earnings (PPE Program)

• Employer paid Private Medical Care Package for employees and Private Medical Care Packages for certain family members available at preferential rates

• Employer paid Life Insurance Program for employees and Life Insurance for certain family members available at preferential rates

• Employee Assistance Program financed by Employer

• Paid Parental Leave Program (maternity and paternity leave; statutory and 2 weeks additional paid paternity leave)

• Sport Card for employees subsidised via Social Benefits Fund and Sport Cards for certain family members available at preferential rates

• Additional benefits from Company’s Social Benefit Fund, in particular: Holidays Allowance, support for sport and cultural activities, team building events.

• Additional day off for volunteering

• Cafeteria/ flex benefit – a company benefits system which enables employees to select and purchase benefits offered by a provider and available for employees on the platform.

• Opportunity to receive an annual discretionary incentive award

• Special offers and discounts for employees

• Click here to review the Remuneration Regulations extract.

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.

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Job Family Group:

Private Client Product Services

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Job Family:

IF Lending Generalist

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Time Type:

Full time

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Primary Location Full Time Salary Range:

165 020,00 zł - 280 980,00 zł

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

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This job opening is for an existing job vacancy.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

 

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