At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. 

Skills and Competencies

• Graduate/post-graduate degree in Applied Mathematics, Financial Engineering, Econometrics, Statistics, Finance, Physics, or Business preferred.
• 0-3 years of overall experience in financial modelling.
• Working knowledge of any of the programming/scripting technologies such as Python, VBA, C++, C#, MATLAB, R,
• Experience in structured finance and cash flow modelling a strong plus
• Working knowledge of Moody’s Structured Finance Workstation (SFW) strongly preferred
• Hard working, prudent, easy to work with, and willingness to learn new technologies

Education

• Master’s degree in finance, Financial Engineering, Mathematical Finance, Mathematics, Statistics, Physics, Engineering, Computer Science or related field.

Responsibilities.

• Develop complex cash flow models using Moody’s proprietary software.
• Analyze complex legal documents to accurately interpret cash flow structures.
• Gain advanced knowledge of various structured finance deal structures.
• Implement policies and procedures for cash flow model development and establish analytical frameworks to confirm model accuracy.
• Collaborate effectively with rating analysts, the model verification team, and research groups.

About the team

Our Model Development team is responsible for models and scorecards used in the rating process. The successful candidate will join a growing CSS team that works to improve the quality and consistency of credit analysis and publish rating performance research.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.