At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. 

 Employment eligibility to work in the U.S. is required, as Moody’s will not pursue visa sponsorship for this position 

Skills and Competencies 

Required

Demonstrated ability to own complex product problems and drive meaningful outcomes through influence rather than authority. 

 Proven track record of shaping product direction, aligning cross functional teams, and delivering results in environments where success depends on credibility, clarity, and judgment—not formal management responsibility. 

Exceptional product judgment and comfort operating in ambiguity. 

Ability to consistently frame the right problems, make principled tradeoffs, and move teams from uncertainty to action, especially in periods of change or evolving strategy. 

Clear evidence of setting the standard for high-quality product work through personal practice. 

Known how you do product management—not just what you deliver—by modeling strong discovery, narrative thinking, prioritization, and decision-making that others actively learn from and emulate. 

Experience acting as a catalyst for change in product ways of working. 

Demonstrated success introducing new approaches, tools, or operating norms and building momentum through visible results, strong reasoning, and trust. 

Strong cross functional leadership and storytelling skills. 

Ability to bring diverse partners along by clearly articulating product intent, customer value, and tradeoffs in a way that builds alignment and confidence at all levels of the organization. 

Understanding of credit risk concepts and lending decision processes. 
Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use.

Preferred
Knowledge of how lenders assess borrower risk, structure credit decisions, and manage portfolios to support the effective translation of data and analytics into product capabilities. 

Intellectual curiosity and willingness to challenge existing product norms. 

Actively seeks better ways to practice product management, stays current on evolving techniques and tools, and is thoughtful about when and how to apply them to improve speed, insight, and quality of outcomes. 

Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency. Proven ability to implement AI-powered solutions to solve business challenges. Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use. 

Education  

Bachelor’s degree required in Business, Banking, Finance, Computer Science, Engineering, Analytics, or a related field. 

Advanced degree (MBA or equivalent) preferred. 

Responsibilities
Define product direction and model modern product practices to drive clarity, outcomes, and momentum across complex, cross functional initiatives. 

• Partner with Product Strategy to translate strategic direction into actionable product outcomes, priorities, and delivery plans for complex product areas. (30%) 
  Define product vision, outcomes, and priorities aligned to business objectives, customer needs, and market context. 
• Lead product discovery and decision making from ambiguity to clarity (20%) 
  Frame problems, evaluate options, and drive timely, evidence based product decisions in situations with incomplete or evolving information. 
• Set the standard for high-quality product management through personal execution (20%) 
  Model strong product practices including discovery, prioritization, narrative development, and outcome definition that others can adopt and emulate. 
• Drive cross functional alignment and execution (15%) 
  Partner independently with engineering, design, data, commercial, legal, and operational stakeholders to deliver outcomes without direct supervision. 
• Act as a catalyst for improving product ways of working (10%) 
  Identify opportunities to improve how product work is performed and build momentum for change through influence, results, and credibility. 
• Communicate product intent, progress, and tradeoffs to senior stakeholders (5%) 
  Clearly articulate strategy, risks, and decisions to enable informed leadership engagement and alignment. 

About the team
Our Lending Solutions Product Management team is responsible for shaping and delivering products that modernize how lenders assess risk, make decisions, and serve their customers. 

The team contributes to Moody’s by: 

• Driving product outcomes that create measurable value for lenders across customer onboarding, origination, and loan portfolio monitoring. 
• Embedding unique data, analytics, and research into software experiences that differentiate Moody’s in the market. 
• Continuously improving product quality, usability, and outcomes for global lending clients. 
• By joining our team, you will be part of exciting work transforming lending technology and decision making at global scale. 

For US-based roles only: the anticipated hiring base salary range for this position is $171,100.00 - $248,050.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody’s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement. Click here to view our Notice to New York City Applicants.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.