Commercial and Money Movement Solutions (CMS) division’s charter is to capture new sources of money movement through card and non-card flows, including Visa Business Solutions, Government Solutions and Visa Direct which presents an enormous growth opportunity. Our team brings payment solutions and associated services to clients around the globe. Our global clients and partners deploy our solutions to serve the needs of Small Businesses, Middle Market Clients, Large Corporate Clients, Multi Nationals and Governments. The Visa Business Solutions (VBS) and Visa Government Solutions (VGS) team is a world-class technology organization experiencing tremendous, double-digit growth as we expand products into new payment flows and continue to grow our core card solutions. This is an incredibly exciting team to join as we expand globally.

B2B Payables & Acceptance is part of Visa Business Solutions vertical of Visa’s Technology organization. We are responsible for designing, developing and implementing Virtual Cards, payables and acceptance commercial platforms to drive incremental revenue. We develop new offerings/products and enhance existing Visa Business Solutions product lines including Commercial data processing, B2B payables & B2B Acceptance platforms. We are looking for full stack engineers to join our B2B Acceptance team as Software Engineers (Sr. Consultant Level) based in Bangalore, India.

Key Responsibilities:

• Work as a member of a team responsible for designing, coding, testing and maintaining Visa's Business Solutions B2B line of products.
• Lead development for the applications you own. Contribute expertise for other application by participating in review sessions.
• Works with stakeholders and uses understanding of tradeoffs
• Develop code that complies with design specifications and meets security and Java/J2EE best practices. Use industry standard design patterns where applicable.
• Create code that is easily maintainable and have high system performance.
• Collaborate with team members on individual and team deliverables.
• Create documentation and procedures for installation and maintenance. Work with operations team for any production issues
• Identify opportunities for future enhancements and refinements to standards, best practices, design patterns and development methodologies.
• Work closely with project team and other groups (e.g. Network, QA, Ops, Engineering)
• Proactively seek new knowledge and adapts to new trends, technical solutions, and patterns that will improve the availability, reliability, efficiency, observability, and performance of products
• Follow Coding and Design best practices
• Participate in design and code review sessions
• Work in a loosely structured, fast-paced organization.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Basic Qualifications:
3+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience

Preferred Qualifications:
3 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)
Full stack development experience with REST APIs, JSON, and Microservices.
Proficient in back-end technologies: Java (Spring, Spring Boot), Python or Golang.
Hands‑on experience integrating GenAI/LLM‑based solutions (e.g., OpenAI, Azure OpenAI, Anthropic, Vertex AI)
Solid understanding of OOP concepts, design patterns, and computer science fundamentals (data structures, algorithms).
Hands-on experience with NoSQL and SQL databases. Proficient in writing and understanding simple and complex SQL.
Familiarity with the entire software development lifecycle, including version control, build processes, testing, and code release.
AI and generative AI skills are highly desirable.
Strong Agile development experience, including CI/CD with Git, Maven, Jenkins, Chef, and Sonar.
Excellent communication, interpersonal, analytical, and problem-solving skills.
Ability to handle multiple priorities in a fast-paced environment with minimal direction.
Team-oriented, curious, creative, and a quick learner.
Experience with Unix/Linux environments and Agile methodologies like Scrum
Payment processing background is a plus.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.