At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. 

• Demonstrated hands-on experience in commercial credit, underwriting, lending, or portfolio management within commercial, commercial real estate, or agricultural banking environments
• Strong presentation, communication, and public speaking skills with the ability to engage audiences ranging from credit analysts to executive leadership
• Ability to translate complex credit, risk, and technology concepts into clear, outcome-oriented narratives focused on business value and return on investment
• Analytical mindset with a strong understanding of the balance between risk management, growth, and operational efficiency
• Confidence engaging with senior-level credit, risk, and executive stakeholders including CCOs, CROs, and technology leaders
• Self-motivated and proactive, with the ability to operate effectively in a fast-paced, sales-driven environment
• Collaborative, team-first approach when working across Sales, Product, Implementation, and Customer Success teams
• Fluency in English, with strong written and verbal communication skills
• Demonstrated aptitude for leveraging AI-enabled tools and analytics to enhance productivity, insight, and decision-making

• Bachelor’s degree in finance, accounting, banking, business administration, or a related field preferred

• Act as a subject matter expert in commercial credit workflows and Moody’s Lending Suite, including digital application intake, document collection, financial spreading and automation, integrated risk ratings, covenant monitoring, early warning indicators, portfolio surveillance, and AI-assisted credit memo automation
• Partner with banks and credit unions as a trusted advisor, aligning lending, credit, risk, and operational objectives with Moody’s commercial lending technology solutions
• Prepare and deliver high-quality software demonstrations and proofs of concept that clearly articulate real business impact, efficiency gains, and enhanced risk insight
• Translate complex credit and technology concepts into compelling, audience-specific narratives tailored to executives, credit teams, lenders, relationship managers, and risk and operations stakeholders
• Collaborate closely with Sales and Relationship Managers throughout the sales cycle to support opportunity progression and deal closure
• Support functional and technical discussions, including RFI and RFP responses, related to credit workflows, risk management practices, and regulatory expectations
• Capture and synthesize client and market feedback to inform product enhancements and future roadmap priorities
• Partner with Product, Implementation, and Customer Success teams to ensure a smooth transition from sale to delivery with clear expectations and commitments
• Maintain current knowledge of commercial lending best practices, underwriting standards, and regulatory considerations
• Educate internal sales teams on Moody’s Banking Operating Unit products and evolving commercial credit workflows
• Foster a collaborative, team-first environment across Sales, Product, and Services organizations
• Travel up to approximately 30% to engage clients face-to-face and support sales activities

For US-based roles only: the anticipated hiring base salary range for this position is $143,200.00 - $207,650.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody’s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement. Click here to view our Notice to New York City Applicants.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.