Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce.   We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people.   While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.     

The Opportunity: 

We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale.  As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions.   

The Work itself: 

• Design code and systems that touch 40% of the world population while influencing Visa’s internal standards for scalability, security, and reusability 
• Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings 
• Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads 
• Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions. 
• Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology 
• Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities 

What You'll Do:

• Develop and maintain applications using Golang or Java, following clean code and best software engineering practices.
• Design and implement scalable, reliable, and secure microservices architecture.
• Collaborate with engineering and product teams to refine and deliver technical solutions aligned with business needs.
• Leverage AWS services such as SQS, SNS, DynamoDB, S3, and EventBridge in day-to-day development.
• Use Terraform to provision, maintain, and evolve AWS infrastructure.
• Write unit and integration tests to ensure code quality and system robustness.
• Monitor application health and performance using observability tools (metrics, logs, alerts).
• Participate in code reviews and provide constructive feedback to peers.
• Contribute to architectural and technical discussions, supporting continuous improvement and innovation
• We do not expect that any single candidate would fulfill all of these characteristics. For instance, we have exciting team members who are really focused on building scalable systems but didn’t work with payments technology or web applications before joining Visa.

High-Impact Contributions: Regularly recognized for delivering high-quality, impactful technical solutions within their team and across collectives. Coding Standards & Best Practices: Actively enables other engineers to elevate coding standards and deepen awareness of best practices, especially around non-functional requirements. Technical Leadership: Consistently leads their squad to successful technical outcomes, ensuring sound engineering decisions that balance technical debt, system design, reliability, observability, and business needs. Product Awareness & Planning: Demonstrates strong product understanding, contributes meaningfully to quarterly planning, and collaborates with PMs or team leads to shape squad vision. Mentorship & Feedback: Proactively supports the growth of other engineers through mentoring, sponsorship, and constructive feedback. Cross-Team Collaboration: Frequently consulted by engineers from other squads, demonstrating the ability to tackle complex and ambiguous problems under pressure. Technology Strategy: Keeps up with emerging technology trends and contributes insights to squad-level strategic discussions.

This is a remote position. A remote position does not require job duties be performed within proximity of a Visa office location. Remote positions may be required to be present at a Visa office with scheduled notice. 

Basic Qualifications:
5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.

Preferred Qualifications:
5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.
3+ years proficiency in years of experience with Golang
Adaptable to other languages like - Java/Groovy or JVM-related.
Solid knowledge of AWS Services or other Cloud Players
Knowledge of Distributed transactions and Race Conditions
Experience/knowledge with Continuous Integration & Development and automation tools such as Jenkins, CodeFresh, ArgoCD, Artifactory, Git etc.
Solid knowledge and understanding of Agile and Test-Driven Development
Deep product knowledge, active in feature planning and impact analysis.
Strong relational database design and non-relational strategy, effective data modelling.
Experience with Financial Industry or Payments / Authorization Systems.
Understanding of observability practices (monitoring, tracing, alerting).
The Skills You Bring:
Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale
Challenge the Status Quo: Comfort in pushing the boundaries, ‘hacking’ beyond traditional solutions
Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++)
Builder: Experience building and deploying modern services and web applications with quality and scalability
Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc.
Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.