We are seeking a highly analytical and detail‑oriented Senior Financial Analyst to join the North America (NA) Visa Direct FP&A Team. This role will support core financial planning activities, including performance analysis, budgeting, forecasting, multi‑year outlook development, and management reporting. The ideal candidate will play a key role in analyzing monthly and quarterly financial results, identifying key drivers and trends, and preparing insights for senior leadership.

Over the past several years, the NA Visa Direct FP&A function has evolved from primarily maintaining financial drivers to providing deeper analytical support across programs and use cases. This role will contribute to that continued evolution by supporting long‑term growth initiatives, including diversification of use cases and expansion of cross‑border programs. The growing scale of the business has also increased the need for enhanced program‑level reporting and more robust forecasting processes.

The Senior Financial Analyst will work closely with partners across the business—including Account Managers, Sales, Digital Partnerships, and the Product Office—to support the expanding needs of NA Visa Direct. The role requires strong analytical capabilities, attention to detail, and the ability to translate data into meaningful insights.

The position reports to the NA Visa Direct FP&A Lead and is expected to support accurate driver management, efficient reporting, and high‑quality financial analysis as the business continues to scale.

Key Areas of Responsibility

The role will support in‑depth revenue and volume analysis, including:

• Contributing to performance diagnostics, budgeting, forecasting, multi‑year strategic outlooks, and management reporting
• Analyzing monthly and quarterly financial results, identifying key variances and trends, and preparing insights for senior leadership
• Supporting driver modeling, including seasonality (e.g., ATS), and helping streamline reporting processes
• Participating in business meetings to build understanding of operations and provide data‑driven insights
• Collaborating with cross‑functional teams to integrate business plans, operating structures, and strategies for NA Visa Direct
• Supporting the development of strategic insights using use‑case analysis to help inform growth opportunities for NA Visa Direct
• Identifying opportunities to improve processes and support implementation of operational enhancements
• Building strong partnerships with NA Visa Direct stakeholders to ensure alignment and support business objectives

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. 

Basic Qualifications:

• 5 or more years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Preferred Qualifications:

• 6 or more years of work experience with a Bachelor’s Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA,  JD, MD) or up to 3 years of relevant experience with a PhD
• 3+ years of combined Finance and Accounting experience, or at least 2 years of with an Advanced Degree, prior experience in FP&A preferred
• Experience in budgeting, forecasting, business performance analytics
• Foundational understanding of multi-party economic model (issuers, acquirers, processors, interchange, merchants, cardholders, etc.)
• Ability to build impactful relationships and effectively communicate with management to influence results, and able to work within a dual-reporting matrix structure
• Excellent interpersonal and leadership skills to influence and build credibility as a peer with business leaders in global and regional function
• Operates with minimal supervision and able to make informed, well-reasoned decisions independently using strong business judgement
• Team oriented, collaborative, detail oriented, and flexible, with excellent presentation skills, oral and writing capabilities
• Advanced proficiency in financial modelling (Excel) and presentation building (PowerPoint)
• Familiarity with AI tools such as Claude in Excel, Claude Code, or comparable solutions, along with Hyperion, Tableau, and Power BI, is preferred

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for this position is 129,200.00 to 206,700.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.