We build and operate the Visa Acceptance Platform (VAP)—an open, modular payments platform enabling acquirers, PayFacs, and technology partners to design and scale secure, compliant, and high‑availability payment experiences across channels and geographies. Our services span payments processing, tokenization, fraud & risk management, dispute management, and AI‑powered Service Orchestration, delivered via REST APIs/SDKs and a global partner ecosystem

The Opportunity: 

We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale.  As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions.   

The Work itself: 

• Design code and systems that touch 40% of the world population while influencing Visa’s internal standards for scalability, security, and reusability 
• Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings 
• Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads 
• Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions. 
• Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology 
• Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities 

Responsibilities:

• Design, implement and evolve highly scalable and fault-tolerant distributed components using functional programming paradigm
• Experience in technically leading software engineering teams
• Design, document and implement new systems, as well as enhancements and modifications to existing software with code that complies with design specifications and meets security and Java best practices.
• Participate in business requirements review and build functional & technical design documentation
• Design and implement testing procedures for: APIs, abstractions and integration patterns to solve challenging distributed computing problems covering end to end tests and integration scenarios.
• Participate in design reviews to provide input on functional/non-functional requirements, product designs, schedules, or potential problems.
• Work across the team to ensure the team is predictable, productive, and delivering high quality.
• Review code and accountability for team's development/testing activities
• Participate in proof of concepts and other technical evaluations of new technologies

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. 

Required Qualifications

. 6 or more years of relevant work experience with a Bachelor's Degree 

• Strong proficiency in Java and the Spring ecosystem (Spring Boot required)

• Demonstrated experience building scalable, distributed, production-grade systems

• Hands-on experience with event‑driven architectures using Kafka, RabbitMQ, or similar

• Proficiency with relational databases (PostgreSQL, Oracle, SQL Server), including query optimization

• Experience deploying and operating services on a major cloud platform (AWS, GCP, or Azure)

• Working knowledge of containers (Docker) and orchestration (Kubernetes)

• Experience with CI/CD pipelines, automated testing, and modern DevOps practices

• Ability to lead technical projects end‑to‑end and mentor junior engineers

• Strong communication skills and the ability to collaborate across cross-functional teams

• Proficiency with scripting languages (Python or Shell) for automation

• Familiarity with GenAI coding assistants (GitHub Copilot, Aider)

Preferred Qualifications

. 6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD

• Experience designing multi‑service architectures, microservices, or service mesh patterns

• Strong knowledge of performance tuning, observability, telemetry, and resilience patterns

• Ability to partner closely with data engineering teams to build data-aware services

. Hands‑on experience with Apache Spark is a strong plus

. Experience with Flink, Hive, or Scala in data-intensive environments is a strong plus

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.