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Visa Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you will get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.

The Opportunity: We are seeking innovative, adaptable, and passionate Software Engineers ready to tackle complex challenges on a global scale. As a Visa Software Engineer, you will be a key member of a cross-functional development team, inventing, designing, building, and testing software products for a worldwide customer base. You will contribute to cutting-edge payment technology, shaping the digital future of money movment transactions.

The Work:

• Develop code and systems impacting 40% of the global population while influencing Visa internal standards for scalability, security, and reusability

• Collaborate across teams to create design artifacts and develop best-in-class software solutions for various Visa technical offerings

• Drive product quality improvements, enhance service technology, and innovate business flows within diverse agile teams

• Create robust, scalable products for a wide range of customers

• Utilize cutting-edge technologies to build next-generation Payment Services, Transaction Platforms, Real-Time Analytics and others contributing to company growth

• Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities

Essential Functions:

• Aligns enhancements and modifications to existing software coding standard processes and design specifications, across regions, and ensures they are aligned with current security standards.

• Guides the implementation of automation to improve effectiveness and efficiencies of systems and tools across regions and supports development and implementation of new automation, identifying where investment will yield the greatest efficiencies.

• Maintains communication with regional leadership across functions to monitor and direct the cadence of code reviews, on-call rotations, and incident responses throughout product development and operations cycles.

• Leverages back-end technical expertise on underlying systems/platforms across the organization to lead the development systematic improvements in processes to ensure the fulfillment of customer/business objectives.

The Skills You Bring:

• Growth Mindset: Curiosity and passion for technology, with enthusiasm for tackling challenging projects on a global scale

• Challenge the Status Quo: Comfort in pushing the boundaries, hacking beyond traditional solutions

• Language Expertise:  Comprehensive proficiency in Java , Python.

• Builder: Experience building and deploying modern services and web applications with quality and scalability

• Learner: Constant drive to learn new technologies such as React, Kubernetes, Docker, etc.

• Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Basic Qualifications
•10+ years of relevant work experience with a Bachelor’s Degree or at least 7
years of work experience with an Advanced degree (e.g. Masters, MBA, JD,
MD) or 4 years of work experience with a PhD, OR 13+ years of relevant work
experience.

Preferred Qualifications
•12 or more years of work experience with a Bachelor’s Degree or 8-10 years of
experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years
of work experience with a PhD
•Master degree in Math, Science, Engineering, or Computer Science, Information
Systems or related field AND minimum seven (7) years of experience in a
directly related field. OR
•Bachelor degree in Math, Science, Engineering, or Computer Science,
Information Systems or related field AND minimum nine (9) years of
experience in a directly related field. OR
•Minimum twelve (12) years of directly related experience.
•Proficiency in cloud platforms (AWS, Azure, Google Cloud).
•Strong understanding of Generative AI and its applications.
•Experience with Agentic Flows and autonomous systems.
•Programming Languages: Knowledge of and ability to develop code in Java in
support of product development. This includes the extension of capabilities of
packages and products.
•API Design and Development: The ability to design, develop and maintain
Application Program Interfaces (APIs), a set of routines, protocols, and tools
for building software applications that specify how software components
should interact and are used when programming graphical user

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 160,600.00 to 232,900.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.