Payments Risk Analyst - Non-Financial Risk (NFR)

We are seeking a Payments Risk Analyst to join the Payments Risk Management team, supporting core non-financial risk activities across the Firm. The role covers risk identification, challenge, governance, monitoring, reporting, and stakeholder engagement. The ideal candidate has strong experience in financial services risk management, is proactive, detail-oriented, and comfortable operating in a fast-paced, highly regulated environment.

The Legal & Compliance Division (LCD) comprises Legal, Compliance, Operational Risk, Global Financial Crimes, and Regulatory Relations. Together, Operational Risk, Compliance, and Global Financial Crimes form the Non-Financial Risk (NFR) organization. The Payments Risk Management team partners with business and risk stakeholders across the Firm to identify, challenge, monitor, and report key payments risks. The team plays a critical role in ensuring payments risk is effectively governed and transparently communicated to senior leadership.

Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world.

What you will do in the role:

> Partner with payments and risk teams across the Firm to identify, assess, manage, and report payments-related risks
> Contribute to Non-Financial Risk Assessments (NFRA) where payments risk is in scope
> Develop and deliver risk reporting that highlights key issues, trends, and areas of concern to senior stakeholders
> Support internal audit and regulatory reviews, including responses to inquiries and remediation tracking
> Identify and execute opportunities to enhance efficiency, consistency, and control effectiveness within payments risk processes What you will bring to the role:

> Bachelor's or Master's degree in Finance, Economics, Business, or a related analytical discipline
> Around 5 years of experience in financial services, risk management, or a related control function
> Strong analytical and critical thinking skills, with excellent attention to detail
> Ability to synthesize complex information, distill key facts, and reach sound, well-reasoned conclusions
> Excellent written and verbal communication skills, with the ability to present ideas clearly and concisely
> Proven ability to manage multiple priorities, meet tight deadlines, and operate effectively in a dynamic environment
> Collaborative mindset, with experience working across global, matrixed, and virtual teams
> Flexibility to contribute to broader Non-Financial Risk initiatives as needed

What will help you in the role:

> Understanding of Non-Financial Risk frameworks and governance models
> Experience with payments products, payment flows, or payments-related risk
> Exposure to regulatory expectations impacting payments (e.g., operational resilience, controls, or incident management)
> Prior experience working with audits, regulatory exams, or issue remediation

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years.  Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.

To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices​ into your browser.

Certified Persons Regulatory Requirements:
If this role is deemed a Certified role and may require the role holder to hold mandatory regulatory qualifications or the minimum qualifications to meet internal company benchmarks.

Flexible work statement
Interested in flexible working opportunities? Morgan Stanley empowers employees to have greater freedom of choice through flexible working arrangements. Speak to our recruitment team to find out more.

Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background.  Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.

Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.

For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo.