Job details
At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.
If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.
- Accounting knowledge with a strong focus on financial analysis (e.g. through coursework, CFA or equivalent), or relevant work experience is preferred.
- 1-2 years relevant experience working in the financial sector or audit/consulting firms preferred. Experience in infrastructure will be advantageous
- Solid verbal, written communication and interpersonal skills. Fluency in Japanese and professional working proficiency in English
- Enjoys engaging in team work with a positive and constructive attitude.
- Strong organizational skills and attention to detail.
- Proficient in MS Excel, Word and PowerPoint.
- Demonstrated familiarity with Generative AI tools (e.g., LLMs like ChatGPT) and Agentic AI systems (e.g., autonomous agents or multi-agent frameworks), including practical experience leveraging these technologies for research, analysis, or workflow optimization
- Minimum undergraduate/first-level degree (e.g. Bachelor’s Degree, or equivalent qualifications) with a strong academic record. Finance or accounting background preferred.
As a Ratings Associate, you will be part of a global team and you will collaborate closely with Credit Rating Analysts to assign and monitor credit ratings of companies in major global industries, governments and structured financings, playing a crucial role in assessing their credit risk and performance. You will participate in key stages of the credit rating process and contribute to the rigorous evaluation and assignment of credit ratings by participating in credit rating committee discussions. You will utilize advanced digital tools and AI technologies to streamline processes, improve efficiency, and enhance the quality of your data analysis. Ratings Associates are part of a dynamic team that makes a significant impact on the global capital markets.
What to Expect
• Support Analysts on work related to credit ratings, research, and market outreach
• Leverage digital tools and AI-driven solutions to enhance analytical capabilities, improve efficiency, and focus on solving complex, high-value challenges
• Analyze data and financial documents, prepare and run financial models and forecasts
• Draft rating committee memos; attend and participate in rating committee meetings
• Draft and help publish credit research reports
• Monitor market developments and news to assess credit quality and industry trends
• Attend investor and issuer meetings as required; help prepare presentations
• Continuous development of your professional skills through trainings and hands-on work
• Learn about sustainability, cyber risk, private credit and local financial markets
The Ratings & Research Support (RRS) team at Moody's plays a critical role in ensuring the smooth operation of the ratings and research process and supporting various analytical departments. The Ratings Associate will work closely with Credit Rating Analysts to ensure that all tasks related to credit ratings, research, and market outreach are completed efficiently and effectively. This role is essential in maintaining the overall productivity and organization of the ratings process, and it supports the larger team by ensuring that all analytical needs are met promptly and accurately.
Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.
