At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. 

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. 

As a Financial Data Associate on the Ratings Desk Services you will work closely with various teams across Moody’s, monitor and analyze bank loan data at initial and subsequent stage of the rating, conduct in-depth reviews of issuance/organizational documentation, identify market activity.

Responsibilities:

• Ensure global regulatory controls (e.g., Dodd-Frank) and internal credit policy requirements are adhered to across the end to end ratings process
• Review, analyze and interpret critical legal, contingency or other provisions within deal documents (Credit Agreements, Term Sheets, Amendment documents, etc.)
• Monitor SEC filing, review and flag subsequent bank loan events (Refinancing, Amendment, Amend & Extend, Re-Pricing, Bifurcation, Add-Ons)
• Where appropriate, determine whether further analysis is required by rating analyst
• Develop in-depth understanding of Moody’s credit methodologies, issuer financial instruments, issuer document packages and related business practices
• Gather all required documentation and regularly track news wires/vendors and appropriately flag relevant items / developments related to debt markets.
• Proactive outreach and engagement with Issuers and market participants to secure a comprehensive view of the issuance portfolio
• Promptly and efficiently escalate, identify and research issuance, discrepancies, conflicts, or otherwise and summarize findings for the analyst
• As part of the rating process, associate may interact with issuers, investors and intermediaries
• Provide professional and prompt resolution related to inquiries for both internal and external clients
• Continue to develop knowledge of financial instruments, policies, methodology updates and any related business practices and other tasks/functions as required

Qualifications :

• Minimum undergraduate degree (e.g., Bachelor’s degree)
• 0-1 years of experience required
• Familiarity with debt capital markets preferred (e.g. coursework and/or relevant work experience) with prior experience in reviewing financial/legal documentation.
• Willing to accept new challenges and demonstrates flexibility with last minute changes in commitments and deadlines and has the ability to prioritize tasks accordingly
• Demonstrates strong knowledge of MS programs including: Outlook, Word, Excel and PowerPoint
• Attention to details, solid verbal, written communication and interpersonal skills a must

For US-based roles only: the anticipated hiring base salary range for this position is [[$56,200 - [[$81,550, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody’s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion, national origin, citizen status, marital status, physical or mental disability, military or veteran status, sexual orientation, gender identity, gender expression, genetic information, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement. Click here to view our Notice to New York City Applicants.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.