At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. 

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. 

Graduate Lending Consultant

In the Moody’s Analytics Banking Solutions group, we help lending institutions make important decisions about their business, particularly when they are providing loans, managing risk, or conducting financial planning for the future of their institution. We do this with our innovative software and reliable analytics, helping them understand how to do their job better through training, learning solutions and advisory services. We are a dedicated team of experts in technology and financial analytics who understand what our clients need.

As a Graduate in the Lending Services team, you should possess both functional and technical capabilities and once you have completed your training will play a key role in various software implementation projects for our commercial and corporate loan origination solutions. In general, tasks may include:

• Working closely with the Project Manager on planning the project activities and timeline
• Assisting with requirements gathering workshops to understand client’s requirements and to advise clients on how the requirements will be addressed in the Moody’s lending solution
• Conducting the solution design and gap analysis
• Assisting with implementing the solution by (but not limited to) configuring/customizing user interfaces, business rules, financial templates, rating models, integration and workflow process-related aspects of the system using Moody’s proprietary tool kits and/or industry standard software tools
• Collaborating closely with internal parties on defect tracking and new functionalities
• Assisting clients on data migration and integration with 3rd party systems
• Supporting the execution of System Integration Testing (SIT) and User Acceptance Testing (UAT)
• Providing training to clients on the usage of the system and the proprietary tool

Qualifications :

• This Graduate opportunity is open to 2024 and 2025 graduates available to start the program in September 2025
• The ideal candidate will have a minimum Bachelor’s degree in. Finance, Mathematics or Statistics or similar related degree with coursework on IT is preferred
• Software development background: experience in using an advanced programming language, e.g. C#/Java/C++
• Other hands-on IT skills; knowledge of Postgres Oracle PL/SQL and scripting language(s) very useful
• Capability to participate in all phases of a software implementation project.
• Strong verbal and written communication skills and the ability to communicate optimally with internal and external business experts and IT personnel
• Ability to investigate and solve technical issues independently
• This position may require some travel to our clients’ sites (European and African region)
• Basic understanding of credit analytics, finance institutions and instruments - banking or insurance (e.g. loan, letter of credit, FX); exposure to the credit decisioning process would also be helpful
• An understanding of accounting concepts and the use of balance sheets, income statements, financial ratios is a useful additional skill.
• Another European Language other than English is also beneficial

Role/Responsibilities :

The Moody's Analytics Graduate Program will provide the opportunity to gain in-depth insight into a broad range of financial institutions, working within our Banking Operating Unit (OU), passionate about delivering high quality products and services across our client base. With a combination of formal and on-the-job training, alongside ongoing mentoring, you will be expected to work collaboratively with a variety of internal and external stakeholders.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.