Visa is seeking an experienced and proactive lawyer to serve as a product and commercial attorney supporting open banking in the United States. The role will be embedded within the growing Global Product, IP & Services Legal Team at Visa. 

The attorney will work closely with other experienced Visa lawyers and compliance professionals, and regularly engage directly with business clients.

Applicants must be skilled at managing multiple priorities in a fast-paced and challenging, but highly rewarding, environment, have good judgment and strong analytical, client counseling, and negotiation skills, be self-motivated, and, most important, be an optimistic, curious, and collaborative team player.

Visa Is Looking For Someone Who Will

• Work closely with business and technology teams to understand and achieve key business objectives and help them develop compelling product and service offerings

• Provide advice and counsel to business line and management on transactional legal matters

• Draft, negotiate, and drive to completion complex commercial agreements that achieve business objectives, and continue to support those business relationships once consummated

• Provide sophisticated and creative counseling and advice to business and technology teams regarding product development, deployment, and associated commercial and contracting considerations

• Lead legal review of product related marketing materials, public relations, and corporate communications

• Manage regulatory support and evaluation of how shifts in regulatory landscapes may impact Visa

• Work closely with Visa’s legal and business teams globally, including to achieve consistency on approaches and issues by Visa worldwide

• Where required, coordinate and supervise outside counsel for timeliness, cost-effectiveness, and excellence of service and work product

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Basic Qualifications
- 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD

Preferred Qualifications
-9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD
-8+ years of post-JD work experience (or international equivalent)
-6 years of post-JD work experience (or international equivalent)
-Prior experience in drafting, negotiating, and/or litigating complex transactions
-Must be able to work independently and collaboratively as needed, and engage directly with business clients at all levels
-Must be a practical and creative problem-solver with strong business acumen and work ethic
-Must be able to manage and drive the legal and regulatory aspects of complex business initiatives
-Must be able to multitask and manage a significant workload with minimal supervision
-Valid license to practice in the state where the job is located or the ability to become state registered in-house counsel in good standing
-Strong academic credentials, including a J.D. degree (or international equivalent)
-Experience in the payments, financial services, technology or fintech industries
-Experience with any of the following: Nacha rules, ACH payments, account-to-account payments, gaming law, FCRA, or state licensing
-Experience with open banking, data use, or privacy matters
-Demonstrated ability to drive execution in a team environment, integrating legal advice and business knowledge while providing balanced advice regarding risks and benefits
-Significant experience drafting and negotiating a wide array of commercial agreements including SaaS or other technology agreements

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 196,100.00 to 255,000.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.