Team Summary

Reporting to the VP, Payment Ecosystem Risk, the Risk Operations team is responsible for:

• Ensuring robust operational execution of the Visa Risk programs focused on direct and indirect Visa clients ensuring the integrity and security of Visa’s payment ecosystem whilst supporting business growth.
• Partnering with the Payment Ecosystem Risk – Insights & Control team to ensure holistic investigation and enforcement of the programs.
• Driving strategic initiatives and continuous improvement across risk operations.

What a Senior Manager, Risk Program Operations does at Visa

As Senior Manager in the Payment Ecosystem Risk Program Operations team, you will take a leading role in executing the enforcement of Visa risk programs in alignment with the strategic direction and compliance of the programs. These programs include:

• Visa Integrity Risk program (VIRP), a framework and set of requirements to deter, detect, and remediate illegal activity from the Visa Payment System, and to manage high-risk acquiring activities. 
• Visa Acquirer Risk program (VAMP), a monitoring program to reduce fraud and enumeration attacks across the global payments ecosystem by helping acquirers improve their risk controls.
• Visa Issuer Monitoring Program (VIMP), a program designed to maintain desirable fraud and dispute levels for issuers.
• Fraud Reporting and Control Program (FRECOP), a program to ensure holistic reporting of fraud across products and channels.
• Third Party Registration Program (TPA) enhances visibility in the payment ecosystem and ensure clients conduct robust due diligence of their agents.
• Account Information Security Program (AIS) safeguards cardholder data in compliance with Payment Card Industry Data Security Standards.

As a senior member of the Risk Program Operations team, you will play a pivotal role in establishing efficient operations, procedures and processes, and providing advice to optimize and enhance programs.

This role is ideal for someone who thrives in a dynamic environment, enjoys working across multiple programs, and is passionate about continuous process improvement to meet evolving business and industry needs. You will champion program and program operation innovation, foster collaboration, and deliver exceptional outcomes for Visa and its clients.

Key Responsibilities

Own End to End Program Operations

• Oversee and execute program operations balancing program compliance and client needs
• Lead complex investigations and escalations with internal and external clients
• Manage financial operations to ensure financial and operational integrity

Manage Stakeholders

• Serve as a trusted advisor and thought leader in risk operations
• Representing the team internally and externally, influencing decision-making at senior levels

Drive Outcomes

• Shape strategic initiatives to enhance Visa’s risk management capabilities supporting business growth
• Drive process and program improvements using a data driven approach
• Deliver a superior experience for clients and internal customers

Why this is important to Visa

Visa owns the most recognizable global brand in the financial services industry. As both the ecosystem as well as threat vectors evolve, Visa’s capabilities and strategies evolve in tandem to maintain the security and integrity of the Visa payments ecosystem.

The Ecosystem Risk Operations team is key in ensuring the robust execution of the Visa Risk programs to uphold the integrity and security of the Visa Payments Ecosystem.

What you will need:  

We’re looking for an accomplished professional who is passionate about payments, detail-oriented, results-driven, and dedicated to delivering outstanding client outcomes.

Experience & Technical Skills

• 10+ years of experience in managing program operations, or risk management
• Extensive hands-on experience in leveraging automation and AI tools to improve processes (e.g., M365 Copilot, Power Automate)

Execution & Delivery

• Proven ability to manage multiple priorities and deliver under pressure in a fast-paced environment
• Strong ownership mindset and attention to detail to drive optimal outcomes for Visa and clients

Stakeholder Management & Strategic Thinking

• Strong stakeholder management and influencing skills across all levels, internally and externally
• Exceptional communication skills, with the ability to inspire and influence at all levels.
• Demonstrated strategic thinking, sound decision-making, and problem-solving skills

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.