You Lead the Way. We’ve Got Your Back. With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally. At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong. Join Team Amex and let's lead the way together. How will you make an impact in this role? The GMNS Pricing team is responsible for the single largest source of American Express' revenue, Merchant discount revenue. The GMNS Pricing team leverages Merchant pricing to encourage acceptance and grow coverage, to increase merchant satisfaction and to drive GMNS revenue and profit growth through customer-centric pricing principles, more flexible pricing architecture and innovative pricing solutions. The primary responsibility of this role is to lead the discount rate forecast and monthly results analysis processes for the Canadian market. The Analyst will be responsible for analyzing the impact of investment initiatives and industry trends on the AXP discount rate, to enable better decision-making by GMS leaders. This position reports directly to the Senior Manager of Canada Pricing. Additionally, this role has exposure to leaders across GMNS, predominantly in Finance, Controllership, and Client Management. Key Responsibilities Include:

• Lead the discount rate forecast process for Canada, analyze the impact of investments and project the erosion, both in dollar and rate terms
• Analyze the monthly Discount Rate variances to understand movements in AXP's Discount Rate due to investment decisions, merchant negotiations & payments, and business mix across industries and geographies.
• Developing custom pricing solutions and actively participating in negotiation strategy for large and small merchants in partnership with Client Management.
• Supporting GMS activities, including contract renegotiations and new signings, across Canada.
• Conduct monthly presentations to Pricing, Finance and Controllership leaders on the subject of discount rate performance and market trends.
• Oversee tracking of pricing initiative benefits, providing periodic updates to Pricing leaders, and reporting results for Business Transformation purposes.
• Support the local Pricing Teams in ad hoc business initiatives as required pertaining Canada Discount Rate, including providing timely responses to questions raised by the GMS Pricing leaders, key Finance LFO's, and other senior leaders.

Qualifications:

• Minimum 1-3 years' experience in financial services industry and/or other Finance related roles.
• Strong financial, analytical and problem-solving skills, including high proficiency with Excel.
• Comfort and experience in analyzing financial data, drawing inferences and making recommendations.
• Strong interpersonal skills with the ability to lead and influence large cross-functional teams and Senior leaders.
• Results focused, with ability to prioritize effectively and work in a fast-paced environment under strict deadlines.
• Proactive nature with close attention to detail and solid project management skills.
• Excellent communication skills both oral and written.
• Strong work ethic – a passion for high quality and responsiveness to internal customers.
• B.A. or B.S. required.
• Understanding of merchant business or payments industry is a plus.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries 
• Bonus incentives 
• Support for financial-well-being and retirement 
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• Generous paid parental leave policies (depending on your location) 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

American Express is committed to providing an inclusive and accessible work environment in which all people who apply for positions or who work for or on behalf of Amex are treated with dignity and respect and are provided with equal treatment with respect to employment, regardless of that person's age, sex, sexual orientation, gender identity, gender expression, race, colour, ancestry, ethnic or national origin, citizenship, religion or creed, marital status, family status, pregnancy, disability, record of offences, social condition or origin, political beliefs, association or activity or other factors prohibited under applicable Human Rights legislation (the “Prohibited Grounds”).   If you have a disability and need accommodation, please speak with the Recruiter for more information. Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.