With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let’s lead the way together.

How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.

The Fair Lending Director role is part of a centralized team responsible for administering a comprehensive Fair Lending regulatory compliance program for American Express. The role is responsible for assisting the VP – Fair Lending in administering, coordinating, and continuing the enhancement of the Fair Lending program in the U.S., and for ensuring compliance with fair lending laws and regulations. Responsibilities include monitoring the day-to-day compliance activities, researching and responding to fair lending compliance questions, conducting fair lending risk assessments, coordinating and reviewing analysis results, and preparing management reporting as needed and appropriate.

How will you make an impact in this role?

• Ensure an effective Fair Lending Risk Management Program (Program) that is appropriate for the size and complexity of the Bank's business practices and objectives;

• Provide strategic oversight of the Bank's Program and partner with the VP – Fair Lending to create an annual plan for the Bank;

• Assist the Bank in identifying fair lending risks and emerging issues applicable to their ongoing and proposed business activities;

• Provide direction on the development, implementation, and oversight for the Bank's fair lending monitoring and testing programs including methodologies applied to conduct fair lending statistical analysis;

• Lead team of individuals responsible for providing oversight over review of complaints alleging discrimination;

• Communicate changes to pertinent fair lending laws and regulations and state laws as well as significant industry trends and partner with the Bank to implement or revise processes to address these changes (including new requirements as part of Dodd Frank Section 1071);

• Develop and implement effective fair lending training for all relevant areas within the Bank;

• Collaborate with the Bank on corrective action or remediation plans for identified compliance weaknesses and monitor the status of the remediation plans;

• Prepare reporting for Senior Management and Board of Directors on Fair Lending Program activities and fair lending risk;

• Support annual examinations of Fair Lending Program by various regulatory agencies;

Minimum Qualifications

• Bachelor's Degree or equivalent experience required; advanced degree (J.D or M.A. or above in Statistics) preferred.

• At least five (5) years or more of progressive and demonstrated Fair Lending compliance experience in the financial services industry.

• Deep regulatory knowledge of all Fair Lending regulations and requirements.

• Strong project management skills, ability to manage multiple projects and support multiple priorities simultaneously.

• Knowledge of all regulatory bodies that influence U.S. Fair Lending practices and general banking practices within the United States.

• Sound experience in managing activity in U.S. lending, compliance, banking, regulatory examination or audit required.

• Strong knowledge with statistical testing methods used to conduct fair lending statistical analysis.

Preferred Qualifications

•   Demonstrated leadership skills and ability to operate smoothly in a cross cultural, global environment will be important.

Salary Range: $130,000.00 to $205,000.00 annually + bonus + equity (if applicable) + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries 
• Bonus incentives 
• 6% Company Match on retirement savings plan 
• Free financial coaching and financial well-being support 
• Comprehensive medical, dental, vision, life insurance, and disability benefits 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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