With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

The International Card Services (ICS) LFO – Finance Manager is a critical role for the value creation of our business, being one of the most important markets inside American Express.

We seek for collaborators with a taste for constant data and analytics challenges, strong communication, relationship building and time management skills; along with decision making and problem-solving competencies to offer the best solutions to our customers. Teamwork, as well as the ability to influence others are also essential for this role.

If you are passionate about Finances, have a strong business sense, strategic mindset, analytical skills and strong leadership skills then this opportunity is for you. This role interacts with a broad range of internal costumers and is a key enabler for business decision support, insight generation, reporting, and finance tracking to drive business growth.

Key responsibilities:

• Provide critical ICS MEX planning and forecasting processes including Cost of Cardmember Services (CoCMs) and Partner Payments

• Perform cost/benefit analyses and due diligence to support product benefits and partnership negotiation outcomes

•      Summarize key analytical findings to senior leadership in a clear and concise manner, highlighting relevant insights that influence our business partners decisions

•      Partner with stakeholders across the Enterprise to evaluate deal scenarios and margin impacts 

•      Support Senior Leadership on key strategic initiatives

•     Drive business strategy, lead monthly/annual forecasting and long-term planning, and own key growth and profitability projects, such as Cost and Benefits analysis for key project, initiatives and product launches)

•      Drive the budgeting and forecasting process, with particular focus on Drivers, Revenues and PTI growth

•       P&L: Planning, Forecasting and Reporting

•     Develop and deliver profitability analysis, including spend margin, net credit margin, card fee margin and profitability contribution by product and card logo

•    Drive towards the automatization and digitalization data base and reporting in order to increase insight generation through analytics

Minimum Qualifications:

Technical Capabilities:

·       University degree in Business Administration, Finance, Accounting, Economics, Actuarial Science, or Data Science

·       Fluent English and Spanish

·       Excellent analytical skills and financial acumen (5+ year experience in business insights/analytics roles)

·       Experience handling stakeholders and business partners

·       Strong written and verbal communication skills, particularly presentation skills.

·       Advanced Excel skills.

·       Use of macros and computer skills in programming, such as SAS, SQL, Tableau, and other big data analytics and capabilities is preferred

·       Strong execution skills in a complex operational environment (anticipate problems & emphasize speed/prioritization)

·       Working with multifunctional teams

·       Strategic and analytical focus

Softer Skills and Competencies:

·       Ability to collaborate and influence internally and externally

·       Build positive business relationships and work collaboratively.

·       Exceptional will to win and ability to drive and deliver results

·       Interpersonal skills to build effective working relationships

·       Maintain focus on control and compliance

·       Willingness to take risk and challenge the status quo

·       Passion, resilience & decisive strong sense of personal accountability

·       Communication skills, both oral and written, formal and informal.

·       Fast, independent learner, agile, flexible and proactive

·       The ideal candidate will be assertive, resilient, energetic and one to make things happen.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries 
• Bonus incentives 
• Support for financial-well-being and retirement 
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• Generous paid parental leave policies (depending on your location) 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.