With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it’s negotiating with some of our largest global partners or creating next year’s financial plan, you can influence both our day-to-day P&L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex.

Job Description:

The US Consumer Marketing Acquisition Finance team provides decision support to the Marketing organization through evaluation and prioritization of new prospect, existing customer and digital investments. This funding allocation decision on one of the company’s largest investment pools is among the most critical enterprise choices that determines the growth trajectory and financial outcomes for the Consumer business.

The manager position is part of the team responsible for owning the lifetime Card Member Value framework (CMV) refreshes, a key driver of investment decisions. This is an excellent opportunity to gain deep knowledge of the Consumer business model and world class cardmember acquisition. This is a highly visible role with exposure to senior management across business and finance teams. The successful candidate will have a strategic and analytical mindset, has a record of building and improving financial processes, and can operate in a dynamic environment.

Key Responsibilities include:

• Work closely with critical stakeholders to assess and refresh CMVs, with components including key financial assumptions and behavioral inputs.

• Enhance end-to-end CMV update process, deepen segmentation granularity and drive meaningful differentiation in further refining assumptions.   

• Drive continued automation efforts and process enhancements to current workstreams by leveraging new capabilities.

• Independently lead projects by conducting analyses on business cases, past portfolio performances, assessing channel profitability, product refreshes, as well as various other ad hoc decision support needs.

• Leverage CMV models to evaluate investments and provide clear, effective communication on funding decisioning across Finance, Product, and Marketing.

• Develop presentations and provide insights for senior leaders and marketing business partners.

Minimum Qualifications

• 3+ years of relevant experience.
• Demonstrated excellent strategic thought leadership skills and creativity, as well as strong financial and analytical skills..

• Solid understanding of financial statements, discounted equity cash flow valuation and card economics

• High level of comfortability with card P&Ls, with a focus on key drivers of revenues and expenses within the Consumer business.

• Ability to create and maintain financial and economic models.

• Highly motivated individual with desire to work on ambiguous projects and the ability to break down complex ideas into understandable and actionable messages.

• Ability to balance attention to detail and accuracy with tight deadlines.

• Ability to build relationships with business partners by influencing decisions with sound logic and analytics.
• Ease with complex data sets, including advanced excel and TM1.

Non-considerations for sponsorship:

Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.

Salary Range: $80,000.00 to $155,000.00 annually + bonus + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries 
• Bonus incentives 
• 6% Company Match on retirement savings plan 
• Free financial coaching and financial well-being support 
• Comprehensive medical, dental, vision, life insurance, and disability benefits 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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