With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.

The U.S. Enterprise Risk Management (ERM) organization within Global Risk and Compliance (a Second Line of Defense function) is responsible for identifying and managing risk across all business units, functions, processes, and geographies at American Express.

The Enterprise Risk Management (“ERM”) & Strategic Initiatives team within the broader U.S. ERM function provides an independent view of risks faced by American Express and is responsible for aggregating the risk profile for the Company. The team is focused on key risk management activities, including but not limited to, risk identification, risk appetite framework and independent oversight principles, supporting the year end risk assessment for the Company, and leading key projects that deliver on the strategic priorities of the Head of Enterprise Risk Management.

These responsibilities span the AXP Bank Holding Company as well as the subsidiary US Bank (American Express National Bank).

The Manager – ERM & Strategic Initiatives is responsible for independent risk management of key risk areas across the Company. Effective independent risk management is achieved by identifying, measuring, monitoring, or controlling risk at the aggregate, individual or initiative level Risks. This is supported by an organizational reporting structure which enables independent risk management to maintain its independence from front line units.

Specific responsibilities for the role:

• Maintain a deep understanding of various Interagency Supervisory Guidance on Risk Management, including, but not limited to: OCC Heightened Standards, Internal Control booklet of the Comptroller’s Handbook, Corporate and Risk Governance booklet of the Comptroller’s Handbook, Large bank Supervision booklet of the Comptroller’s Handbook.

• Are able to integrate regulatory expectations into the enterprise risk management framework to ensure compliance with risk management programs and practices.

• Identify, monitor, and report on the effectiveness of risk programs to internal and external stakeholders, including Senior Management, Audit, the Boards of Directors, and Regulators.

• Assist with the design and execution of frameworks and processes for measurement, approving, monitoring and management of risks, while providing effective challenge.

• Provide ongoing monitoring of Company-wide adherence to risk limits and risk escalations, and timely and disciplined escalations of risks.

• Establish and maintain appropriate governance and management policies for all areas of risks.

• Develop the Enterprise Risk Management framework, standards, and processes, ensuring implementation with the Enterprise and Bank-wide operational Risk policies and maintaining a safe and sound control environment.

• Support ERM functions such as New Product Governance, Risk Performance, and other initiatives including but not limited to M&A risk assessment and ad-hoc risk assessment.

• Coordinate activities to ensure effective execution and coverage of risk framework elements, including significant event reviews, targeted risk assessment reviews, key risk indicators, and qualitative Enterprise Risk Appetite Framework.

• Oversee and provide coaching to the Enterprise Risk Management team.

Qualifications:

• Bachelor's degree in finance, economics, business administration, or related field; advanced degree required.

• Minimum 3 years of experience in enterprise risk management, or similar risk management discipline, within the financial services industry or financial regulatory bodies.

• Strong understanding of financial markets, products, and regulatory requirements impacting risk management.

• Proven track record of designing and implementing enterprise-wide risk management frameworks and methodologies.

• Excellent analytical, communication, and influencing skills with the ability to interact effectively with senior stakeholders.

• Demonstrated leadership capabilities, including the ability to build and motivate high-performing teams.

• Professional certifications such as FRM, PRM, or CRM are highly desirable.

• Strategic thinker with the ability to anticipate and mitigate risks while driving business growth and innovation.

Salary Range: $80,000.00 to $155,000.00 annually + bonus + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries 
• Bonus incentives 
• 6% Company Match on retirement savings plan 
• Free financial coaching and financial well-being support 
• Comprehensive medical, dental, vision, life insurance, and disability benefits 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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